LCU PERSONAL ACCIDENT SCHEME
The LCU has taken out a Personal Accident Scheme with RSA Insurers that covers all registered adult and youth players and LCUSA appointed umpires.The cover extends to insured persons:[a] Playing or officiating at away fixtures or events[b] Playing or participating at the Insured Club Premises [c] Taking part at practice or training sessions [d] Travelling [other than by air or motorcycle] to away matches as part of an organised party under the direction of the Insured Club[e] Taking part in social activities organised by Insured Club.The main benefits [conditions apply] are the following:
- Death - €25,000 [reduced to €10,000 in respect of players under 18]
- Loss of limbs or eye - €25,000
- Permanent Total Disablement - €25,000
- Temporary Total Disablement - €100 per week [not payable to professional players]
- Medical expenses [not recoverable other sources] - €1,000
In respect of medical expenses, the first €75 will not be paid [this excess will not apply where a primary claim has been made under another Insurance policy]
In the event of an accident a Claim Form [available on the Cricket Leinster website] should be completed by the Insured Club and forwarded to LHW Insurance Group, 57/58 Lower Georges St, Dunlaoghaire.
To be included under the scheme an adult person must be a member of the Insured Club and registered to play under the Open Competitions or Womens Regulations.
Youth players must be included on a register of youth members maintained by the Insured Club.Full details of the Personal Accident cover and the conditions may be obtained from LHW Insurances Group [contact gareth.hoare@lhw.ie]
